You may be confused or overwhelmed by all of the disability benefits, eligibility criteria and programs available in Tennessee. However, you know that you are suffering from a medical issue that prevents you from being able to work to your full capacity.
You are convinced that you are entitled to financial benefits to help you get by. If this is the case, it is important to understand the different benefit options available in the state and decide which one is applicable to you.
If you have previously worked at a job that had Social Security included, it may be easier for you to claim disability benefits. You also might be eligible for Social Security Disability Insurance (SSDI). To successfully qualify for SSDI, you must have worked in a job that provides this insurance for a certain amount of time.
How much time do I need to have worked in order to be eligible?
SSDI works on a credit system based on your wages. The rate for these credit points change over time. In 2018, it is possible to earn one credit for every $1,320 of wages earned. Therefore, in 2018 you would need to earn $13,200 in order to gain 10 credits. These credits are cumulative and can build up over the years. Generally speaking, 40 credits are necessary in order to claim SSDI, and 20 of these credits should have been gained over the past 10 years.
How is a disability defined?
In order to qualify for SSDI, you must also be able to prove your disability to the Social Security Administration (SSA). They evaluate your situation through five main criteria. First, if you are currently working and earning more than $1,180 each month, the SSA will not classify you as disabled. They will also look at the severity of your condition, whether your condition is listed as officially disabling and whether you are able to do any of the work you carried out previously — or any other type of work.
If you are suffering from a disability in Tennessee, it is your right to seek the benefits for which you may be eligible.