Suffering injury on the job does not only result in pain and suffering, but it can also cause financial stress for those who find themselves unable to work and facing medical expenses. Fortunately, states require businesses to maintain workers' compensation insurance in order to cover employees in the case that a work-related injury occurs. In Tennessee, injured workers typically have the right to take action, whether the injury resulted from a construction site accident or in another line of work.
When one files a claim for workers' compensation, it is not suing the employer, but rather seeking the benefits that the insurance can provide. An employee usually has the right to medical care as a part of his or her workers' compensation benefits. This includes any care that is considered reasonable or appropriate to help the victim overcome the effects of the injury.
Compensation for wages lost is available when one's injury results in having to take some time off of work. Vocational rehabilitation, when applicable, also provides a partial income and is typically provided if an employee is unable to return to his or her former job. While this benefit may have a monetary limit, it can assist the worker as he or she attempts to find a new job.
Reporting one's injury, filling out a claim form and filing the claim quickly can help the process go smoothly and provide injured workers with applicable benefits in a timely manner. Workers' compensation lawyers in Tennessee can assist those who have suffered an injury on the job. With experience in this area, these professionals can thoroughly explain the process and help the worker pursue recovery of all benefits due following a workplace injury.
Source: FindLaw, "Construction Accidents and Workers' Compensation", Accessed on Oct. 25, 2016